Licensed Real Estate Salesperson that offers clients the knowledge, resources and technology to successfully close real estate transactions. Source new seller leads by researching SmartMLS, Coldwell Banker Realogy Apps, OneKey MLS NY, RPR and third-party affiliates. Create deal flow by cold calling prospective clients. Schedule appointment to meet the seller personally to discuss exceptions and motivation. Negotiate Seller Agreements and deal structures with clients in order to list property on SmartMLS. Actively prompt and market real estate listings by contacting regional brokerage offices and utilizing technology to identify potential buyers. Create marketing material to help promote the sale of property. Calculate cap rates, cash-on-cash, internal rate of return and net present value of commercial real estate investment opportunities. 

Credit Analyst responsible for the management and underwriting of corporate credit facilities and private equity. Structured borrower’s senior and subordinated debt to maximize investor return and borrowing capacity. Participated in agent and co-agent syndicated credit facilities utilized for working capital and merger and acquisition purposes. Review loan documents for measures of debt coverage, leverage and cash flow. Assisted in the management of corporate credit facilities by preparing annual and interim reviews, minutes and determining credit scores. Assessed credit risk by analyzing financial statements, calculating debt coverage ratios, cash flow analysis and balance sheet structure. Recommended investment opportunities and credit limits to members of credit committee.